Coastal Insurors is an independent insurance agency that specializes in professional liability and ancillary insurance needs for Florida professionals. This would include professional liability insurance, D&O insurance, cyber insurance and EPLI insurance (Employment Practices Liability Insurance) for law firms, accountants, title agencies and other professionals.
While our staff is small in numbers, in 25 plus years we have only had one employee ever leave. We are family, and we wouldn’t have it any other way. Talk to us and see why our clients speak so highly of our services and staff.
Most of our competitors provide the same things we do; service to the client, large selection of carriers and experience. So what makes us different? Why do we have over a 98% retention rate with our clients?
We are different because we offer a service that no one else does or can. We have an exclusive relationship with an online applications service called APPLI (Application Processing for Professional Liability Insurance). Once our clients have loaded their insurance application information into this proprietary software, they never have to complete a full application again. Their information is securely stored and saved for the following year’s renewal. Their applications are pre-completed for them and only need to be reviewed and edited for submission to multiple carriers. Best of all, the APPLI service is free to all of our clients.
Additionally, we have been recognized by insurance companies to have a superior expertise. Because of this recognition, we have exclusive or semi-exclusive relationships with four national insurance companies. While we represent virtually ever carrier in the market place, these exclusive relationships means that our clients are being submitted to insurance companies that do not work with most of the agencies in Florida. So unless you are insured with us, you potentially are missing out and paying more for less coverage.
What we believe in has made us a better agency, better people and the reason we believe that over 98% of our clients renew with us each year.